Below is a list of items needed for financing; which can be sent to the Lender between now and when you have a property under contract:
- Last 60 days of pay stubs
- Complete 2010 and 2011 FILED tax returns (all pages, schedules, and w2’s)
- All 2012 W-2’s
- Bank statements for most recent 2 months (all pages)
- Most recent retirement account statements (all pages)
- Copy of drivers licenses and social security cards for all applicants
- Employer contact info to verify employment
- Realtor contact info to help with contract preparation
- Your chosen homeowner’s insurance agent contact info
- Credit card authorization or check for appraisal fee (fee determined by lender)
If you have fixed income:
- Annual Social Security Benefits statements
- Documentation of other retirement income (if applicable)
- 1099’s for 2010 and 2011 and 2012 for all fixed income
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