Below is a list of items needed for financing; which can be sent to the Lender between now and when you have a property under contract:

1. Last 60 days of pay stubs
2. Complete 2010 and 2011 FILED tax returns (all pages, schedules, and w2’s)
3. All 2012 W-2’s
4. Bank statements for most recent 2 months (all pages)
5. Most recent retirement account statements (all pages)
6. Copy of drivers licenses and social security cards for all applicants
7. Employer contact info to verify employment
8. Realtor contact info to help with contract preparation
9. Your chosen homeowner’s insurance agent contact info
10. Credit card authorization or check for appraisal fee (fee determined by lender)

If you have fixed income: 

1. Annual Social Security Benefits statements
2. Documentation of other retirement income (if applicable)
3. 1099’s for 2010 and 2011 and 2012 for all fixed income
   [Read more…]